About Us - Nonprofit Bookkeeping, Payroll, and Tax Services

About Us

Debit This and Credit That delivers reliable, specialized nonprofit bookkeeping, payroll, and tax services right here in San Diego for 501(c)(3) organizations and other tax-exempt entities. With over 25 years of hands-on experience in nonprofit accounting, we provide accurate financial management, full compliance support, and peace of mind—so you can stay focused on your mission and impact.

Our Mission

To deliver clear, accurate, and compliant financials for nonprofits—so you can focus on your programs, your community, and your true impact.

Why Nonprofits Choose Us

• Exclusive nonprofit focus — Bookkeeping, payroll, and tax services tailored for San Diego 501(c)(3) organizations and tax-exempt entities—no for-

   profit distractions

• Accurate & reliable day-to-day — Transaction recording, monthly bank/investment reconciliations, and clear Treasurer’s reports that build board confidence

• Strategic grant & cash management — Expert tracking of restricted funds, annual budget planning, and cash flow oversight to avoid funding shortfalls

• Nonprofit-compliant payroll — Full processing, tax filings, direct deposit setup, and benefits integration designed for nonprofit regulations

• Complete tax & audit readiness — IRS Form 990/990-EZ/990-N preparation, California filings (199, RRF-1, SI-100), and full audit preparation/support

Who We Serve

• Charitable and humanitarian organizations

• Community service and youth development programs

• Faith-based and religious nonprofits

• Small to mid-sized and growing 501(c)(3) entities needing dependable financial support

Our Story

Debit This and Credit That was founded by Fernando Moscoso Munoz, a U.S. Navy Veteran and seasoned nonprofit accountant with over 25 years of experience. Drawing from military discipline and deep expertise in nonprofit financials, our firm is built on transparency, reliability, and genuine service. We truly understand the unique challenges nonprofits face—from uneven funding to strict compliance—and deliver the steady, accurate support that ensures long-term financial stability and peace of mind.